I was taking a walk in the rain yesterday morning when I remembered the time on a day just like this one in 1992, at roughly the same hour of the day, that I impulsively bowled into Barclays Bank on Mare Street, Hackney dressed in my baggy blue sweat pants and HUGE green jumper that I’d slept in and asked for an appointment with the small business adviser. It was only when I was sat there answering questions I’d never considered, like ‘Did I know anything about running a record shop?’ that I realised I should have thought this through a bit more.
I didn’t get the loan. I never opened that record shop.